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  6. Sterling Silver
  7. 18 to 20 inches
  8. $40 to $60

Gemstone Sterling Silver Necklaces for Women

90 items
Jade pendant necklace, 'Heart Appeal' - Two-Tone Jade Heart Pendant Necklace with Silver Accents

Get it by Valentine's DayGet it by Valentine's Day

Heart Appeal

Two-Tone Jade Heart Pendant Necklace with Silver Accents $69.99 $55.99
Gemstone pendants necklace, 'Harmony Charms' - Assorted Gemstone Pendant Necklace Set

Harmony Charms

Assorted Gemstone Pendant Necklace Set $59.95
Ruby pendant necklace, 'Captivating' - Handmade Ruby and Sterling Silver Pendant Necklace

Halo Effect in Pink

Handmade Ruby and Sterling Silver Pendant Necklace $44.95
Ruby pendant necklace, 'Love Grandeur' - Faceted Ten-Carat Ruby Pendant Necklace Crafted in India

Love Grandeur

Faceted Ten-Carat Ruby Pendant Necklace Crafted in India $64.99 $51.99
Garnet and buffalo horn pendant necklace, 'Dark Crescent Moon' - Silver and Garnet Moon Necklace with Water Buffalo Horn

Dark Crescent Moon

Silver and Garnet Moon Necklace with Water Buffalo Horn $59.99
Ruby pendant necklace, 'Gracious Flower' - July Birthstone Ruby Necklace

Gracious Flower

July Birthstone Ruby Necklace $49.99
Sapphire pendant necklace, 'Air Bubble in Blue' - Indian Sapphire and Sterling Silver Pendant Necklace

Air Bubble in Blue

Indian Sapphire and Sterling Silver Pendant Necklace $44.99
Sapphire pendant necklace, 'Halo Effect in Heaven' - Sterling Silver Pendant Necklace with 3-Carat Sapphire Jewel

Halo Effect in Heaven

Sterling Silver Pendant Necklace with 3-Carat Sapphire Jewel $54.99
Amethyst pendant necklace, 'Resting Moon' - Amethyst Crescent Moon Pendant Necklace from Bali

Resting Moon

Amethyst Crescent Moon Pendant Necklace from Bali $64.99 $58.49
New Rhodium-plated garnet and ruby pendant necklace, 'Romantic Caprice' - Round Garnet and Ruby Pendant Necklace Handmade in India

Romantic Caprice

Round Garnet and Ruby Pendant Necklace Handmade in India $47.99
Tiger's eye pendant necklace, 'Earthy Delight' - Sterling Silver and Tiger's Eye Pendant Necklace

Earthy Delight

Sterling Silver and Tiger's Eye Pendant Necklace $47.99
Multi-gemstone statement necklace, 'Flower Bed in Blue' - Hand Crafted Lapis Lazuli and Agate Statement Necklace

Flower Bed in Blue

Hand Crafted Lapis Lazuli and Agate Statement Necklace $57.99 $52.19
Garnet and amethyst pendant necklace, 'Garden of Love' - Amethyst and Garnet Heart-Themed Pendant Necklace

Garden of Love

Amethyst and Garnet Heart-Themed Pendant Necklace $54.99 $49.49
Garnet pendant necklace, 'Mysterious Crescent' - Sterling Silver and Garnet Pendant Necklace

Mysterious Crescent

Sterling Silver and Garnet Pendant Necklace $54.99
Cultured pearl pendant necklace, 'Lovely Grey' - Sterling Silver Pendant Necklace with Grey Cultured Pearl

Lovely Grey

Sterling Silver Pendant Necklace with Grey Cultured Pearl $57.99
Agate pendant necklace, 'Earth Allure' - Colorful Oval Agate Pendant Necklace from India

Earth Allure

Colorful Oval Agate Pendant Necklace from India $49.99
Garnet pendant necklace, 'High Faith' - Sterling Silver and Garnet Pendant Necklace with Cross Motif

High Faith

Sterling Silver and Garnet Pendant Necklace with Cross Motif $54.99
Peridot pendant necklace, 'Wondrous Spring' - Spring-Themed Floral Natural Peridot Pendant Necklace

Wondrous Spring

Spring-Themed Floral Natural Peridot Pendant Necklace $49.99
Amethyst pendant necklace, 'Antique Moon in Purple' - Amethyst and Sterling Silver Pendant Necklace

Antique Moon in Purple

Amethyst and Sterling Silver Pendant Necklace $64.99 $58.49
Gold-plated lapis lazuli pendant necklace, 'Before Dawn in Blue' - Hand Made Gold Plated Lapis Lazuli Pendant Necklace

Before Dawn in Blue

Hand Made Gold Plated Lapis Lazuli Pendant Necklace $54.99
Blue topaz and rainbow moonstone pendant necklace, 'Sweet Crescent' - Blue Topaz and Sterling Silver Crescent Moon Necklace

Sweet Crescent

Blue Topaz and Sterling Silver Crescent Moon Necklace $59.99
Lapis lazuli pendant necklace, 'Shrouded Origins' - Hand Made Sterling Silver and Lapis Lazuli Pendant Necklace

Shrouded Origins

Hand Made Sterling Silver and Lapis Lazuli Pendant Necklace $49.99
Emerald pendant necklace, 'Air Bubble in Green' - Indian Emerald and Sterling Silver Pendant Necklace

Air Bubble in Green

Indian Emerald and Sterling Silver Pendant Necklace $57.99
Chalcedony pendant necklace, 'Halo Effect in Blue' - Indian Chalcedony and Sterling Silver Pendant Necklace

Halo Effect in Blue

Indian Chalcedony and Sterling Silver Pendant Necklace $47.99
Ruby pendant necklace, 'Air Bubble in Pink' - Hand Crafted Ruby and Sterling Silver Pendant Necklace

Air Bubble in Pink

Hand Crafted Ruby and Sterling Silver Pendant Necklace $57.99
Emerald pendant necklace, 'Halo Effect in Green' - Sterling Silver Pendant Necklace with 3-Carat Emerald Gem

Halo Effect in Green

Sterling Silver Pendant Necklace with 3-Carat Emerald Gem $54.99
Quartz and lapis lazuli pendant necklace, 'Wild Moon' - Handmade Clear Quartz and Lapis Lazuli Pendant Necklace

Wild Moon

Handmade Clear Quartz and Lapis Lazuli Pendant Necklace $54.99
Rhodium-plated garnet pendant necklace, 'Tear of Romance' - Romantic Natural 1-Carat Drop-Shaped Garnet Pendant Necklace

Tear of Romance

Romantic Natural 1-Carat Drop-Shaped Garnet Pendant Necklace $57.99
Rainbow moonstone pendant necklace, 'Iridescent Charm' - Rainbow Moonstone 925 Silver Pendant Necklace

Iridescent Charm

Rainbow Moonstone 925 Silver Pendant Necklace $59.99
Multi-gemstone waterfall necklace, 'Lavender Ocean' - Thai Cultured Pearl and Amethyst Waterfall Necklace

Lavender Ocean

Thai Cultured Pearl and Amethyst Waterfall Necklace $47.99 $43.19
New Amethyst and quartz beaded necklace, 'Violet Daydream' - Handmade Amethyst and Quartz Beaded Necklace

Violet Daydream

Handmade Amethyst and Quartz Beaded Necklace $57.99 $52.19
Aventurine and rainbow moonstone pendant necklace, 'Sky Sisters' - Aventurine and Rainbow Moonstone Pendant Necklace

Sky Sisters

Aventurine and Rainbow Moonstone Pendant Necklace $59.99
Onyx pendant necklace, 'Midnight Heart' - Sterling Silver and Black Onyx Pendant Necklace

Midnight Heart

Sterling Silver and Black Onyx Pendant Necklace $59.99 $53.99
Cultured pearl pendant necklace, 'Pure Delight' - Sterling Silver Pendant Necklace with Lovely Cultured Pearl

Pure Delight

Sterling Silver Pendant Necklace with Lovely Cultured Pearl $59.99
Multi-gemstone pendant necklace, 'Into the Oracle' - Thai Quartz and Serpentine Beaded Necklace

Into the Oracle

Thai Quartz and Serpentine Beaded Necklace $47.99 $43.19
Lapis lazuli beaded pendant necklace, 'Sky and Sea Cross' - Handmade Lapis Lazuli Beaded Pendant Necklace

Sky and Sea Cross

Handmade Lapis Lazuli Beaded Pendant Necklace $59.99
Amethyst pendant necklace, 'Pale Moonlight' - Handmade Amethyst and Sterling Silver Pendant Necklace

Pale Moonlight

Handmade Amethyst and Sterling Silver Pendant Necklace $54.99 $49.49
Garnet pendant necklace, 'Cinnabar Romance' - Leafy Faceted Two-Carat Garnet Pendant Necklace from India

Cinnabar Romance

Leafy Faceted Two-Carat Garnet Pendant Necklace from India $47.99
Garnet Y-necklace, 'Wine and Roses' - Y-Necklace with Garnet Chips

Wine and Roses

Y-Necklace with Garnet Chips $59.99
Rhodium plated citrine pendant necklace, 'Forest Radiance' - Leaf Motif Rhodium Plated Citrine Pendat Necklace from India

Forest Radiance

Leaf Motif Rhodium Plated Citrine Pendat Necklace from India $49.99
Garnet pendant necklace, 'Twirling Radiance' - Rhodium Plated Garnet Pendant Necklace from India

Twirling Radiance

Rhodium Plated Garnet Pendant Necklace from India $59.99
Ruby pendant necklace, 'Pink Rain' - Hand Made Ruby and Sterling Silver Pendant Necklace

Pink Rain

Hand Made Ruby and Sterling Silver Pendant Necklace $47.99
Cultured pearl pendant necklace, 'Butterfly Style' - Silver Butterfly Pendant Necklace with Cultured Pearl

Butterfly Style

Silver Butterfly Pendant Necklace with Cultured Pearl $54.99 $43.99
Chrysocolla pendant necklace, 'Blue Green World' - Andean Chrysocolla and Sterling Silver Pendant Necklace

Blue Green World

Andean Chrysocolla and Sterling Silver Pendant Necklace $54.99
Sodalite pendant necklace, 'Simple Logic' - Natural Sodalite Pendant Necklace

Simple Hope

Natural Sodalite Pendant Necklace $59.99 $47.99
Labradorite pendant necklace, 'Moon on The Sky' - Moon-Shaped Natural Labradorite Pendant Necklace

Moon on The Sky

Moon-Shaped Natural Labradorite Pendant Necklace $49.99
Multi-gemstone pendant necklace, 'Pastel Mood' - Handmade Rose Quartz and Cultured Pearl Pendant Necklace

Pastel Mood

Handmade Rose Quartz and Cultured Pearl Pendant Necklace $47.99
Multi-gemstone pendant necklace, 'Thai Sunrise' - Quartz and Jasper Pendant Necklace with Floral Motif

Thai Sunrise

Quartz and Jasper Pendant Necklace with Floral Motif $49.99
Garnet and marcasite cross necklace, 'Salvation Promise' - Sterling Silver Cross Necklace with Garnet and Marcasite

Salvation Promise

Sterling Silver Cross Necklace with Garnet and Marcasite $57.99
Cultured pearl pendant necklace, 'Summer Bloom' - Cultured Pearl and Sterling Silver Floral Pendant Necklace

Summer Bloom

Cultured Pearl and Sterling Silver Floral Pendant Necklace $57.99
Labradorite pendant necklace, 'Sense of Calm in Iridescent' - Labradorite and Sterling Silver Pendant Necklace

Sense of Calm in Iridescent

Labradorite and Sterling Silver Pendant Necklace $59.99
Jasper and amethyst pendant necklace, 'Down to Earth' - Jasper and Amethyst Beaded Pendant Necklace

Down to Earth

Jasper and Amethyst Beaded Pendant Necklace $59.99 $53.99
Cultured pearl choker necklace, 'Mermaid Gem in Grey' - Grey Cultured Freshwater Pearl Choker Necklace

Mermaid Gem in Grey

Grey Cultured Freshwater Pearl Choker Necklace $64.99 $58.49
Hematite and cultured pearl pendant necklace, 'Beach Vacation' - Handmade Hematite and Cultured Pearl Pendant Necklace

Beach Vacation

Handmade Hematite and Cultured Pearl Pendant Necklace $57.99
Multi-gemstone statement necklace, 'Flower Bed in Orange' - Hand Threaded Carnelian and Agate Statement Necklace

Flower Bed in Orange

Hand Threaded Carnelian and Agate Statement Necklace $57.99
Gold-accented magnesite pendant necklace, 'Before Dawn in Turquoise' - Hand Crafted Gold-Plated Magnesite Pendant Necklace

Before Dawn in Turquoise

Hand Crafted Gold-Plated Magnesite Pendant Necklace $49.99
Amethyst and peridot pendant necklace, 'Primaveral Soul' - 1-Carat Amethyst and Peridot Pendant Necklace from Bali

Primaveral Soul

1-Carat Amethyst and Peridot Pendant Necklace from Bali $59.99 $53.99
Blue topaz pendant necklace, 'Modern Twinkle' - Modern Blue Topaz Pendant Necklace from Thailand

Modern Twinkle

Modern Blue Topaz Pendant Necklace from Thailand $57.99
Peridot pendant necklace, 'Rectangle Dazzle' - Rectangular Peridot Pendant Necklace from Thailand

Rectangle Dazzle

Rectangular Peridot Pendant Necklace from Thailand $49.99
Amethyst pendant necklace, 'Pale Spring' - Amethyst Floral-Motif Pendant Necklace

Pale Spring

Amethyst Floral-Motif Pendant Necklace $54.99 $49.49
Citrine and rainbow moonstone pendant necklace, 'Light by Night' - Hand Made Citrine and Rainbow Moonstone Pendant Necklace

Light by Night

Hand Made Citrine and Rainbow Moonstone Pendant Necklace $59.99
Garnet pendant necklace, 'Angelic Harmony' - Hand Crafted Bone and Garnet Pendant Necklace

Angelic Harmony

Hand Crafted Bone and Garnet Pendant Necklace $54.99
Garnet pendant necklace, 'Sunset Moon' - Garnet and Sterling Silver Crescent Moon Pendant Necklace

Sunset Moon

Garnet and Sterling Silver Crescent Moon Pendant Necklace $59.99
Amethyst and bone pendant necklace, 'Sparkling Sacrifice' - Amethyst and Bone Cross Pendant Necklace from Bali

Sparkling Sacrifice

Amethyst and Bone Cross Pendant Necklace from Bali $64.99 $58.49
Carnelian and quartz pendant necklace, 'Courageous Flutter' - Natural Carnelian Dragonfly Pendant Necklace with Quartz Gem

Courageous Flutter

Natural Carnelian Dragonfly Pendant Necklace with Quartz Gem $57.99
Blue topaz and rainbow moonstone pendant necklace, 'Glowing Glitter' - Blue Topaz and Rainbow Moonstone Pendant Necklace

Glowing Glitter

Blue Topaz and Rainbow Moonstone Pendant Necklace $44.99
Rhodium plated blue topaz pendant necklace, 'Glistening Sky' - 3-Carat Rhodium Plated Blue Topaz Pendant Necklace

Glistening Sky

3-Carat Rhodium Plated Blue Topaz Pendant Necklace $59.99
Labradorite pendant necklace, 'Sliver of Dusk' - Modern Labradorite and Sterling Silver Pendant Necklace

Sliver of Dusk

Modern Labradorite and Sterling Silver Pendant Necklace $49.99
Sapphire pendant necklace, 'Farthest Realm' - Handmade Blue Sapphire and Sterling Silver Pendant Necklace

Farthest Realm

Handmade Blue Sapphire and Sterling Silver Pendant Necklace $47.99
Rainbow moonstone pendant necklace, 'Halo Effect in White' - Rainbow Moonstone and Sterling Silver Pendant Necklace

Halo Effect in White

Rainbow Moonstone and Sterling Silver Pendant Necklace $44.99
Ruby pendant necklace, 'Pink Halo' - Handcrafted Ruby and Sterling Silver Pendant Necklace

Pink Halo

Handcrafted Ruby and Sterling Silver Pendant Necklace $54.99
Sterling silver pendant necklace, 'Sky Realm' - Hand Made Indian Sterling Silver Pendant Necklace

Sky Realm

Hand Made Indian Sterling Silver Pendant Necklace $54.99
Tiger's eye pendant necklace, 'Swing Low in Brown' - Indian Tiger's Eye and Sterling Silver Pendant Necklace

Swing Low in Brown

Indian Tiger's Eye and Sterling Silver Pendant Necklace $49.99
Carnelian pendant necklace, 'Swing Low in Orange' - Hand Made Carnelian and Sterling Silver Pendant Necklace

Swing Low in Orange

Hand Made Carnelian and Sterling Silver Pendant Necklace $49.99
Sterling silver pendant necklace, 'Sister in the Sky' - Handmade Indian Sterling Silver Pendant Necklace

Sister in the Sky

Handmade Indian Sterling Silver Pendant Necklace $49.99
Rainbow moonstone pendant necklace, 'True Faith' - Sterling Silver and Rainbow Moonstone Cross Necklace

True Faith

Sterling Silver and Rainbow Moonstone Cross Necklace $57.99
Sterling silver pendant necklace, 'Classic Pair' - Sterling Silver and Reconstituted Turquoise Pendant Necklace

Classic Pair

Sterling Silver and Reconstituted Turquoise Pendant Necklace $57.99
Carnelian pendant necklace, 'Energizing Orange' - Sterling Silver and Citrine Pendant Necklace

Energizing Orange

Sterling Silver and Citrine Pendant Necklace $57.99
Onyx pendant necklace, 'Dark Dreams' - Handmade Sterling Silver and Onyx Pendant Necklace

Dark Dreams

Handmade Sterling Silver and Onyx Pendant Necklace $57.99 $52.19
Lapis lazuli pendant necklace, 'Exquisite Blue' - Lapis Lazuli and Sterling Silver Pendant Necklace

Exquisite Blue

Lapis Lazuli and Sterling Silver Pendant Necklace $59.99
Sterling silver pendant necklace, 'Dotted Charm' - Reconstituted Turquoise and Sterling Silver Pendant Necklace

Dotted Charm

Reconstituted Turquoise and Sterling Silver Pendant Necklace $59.99
Amethyst pendant necklace, 'Violet Romance' - Leafy Faceted Two-Carat Amethyst Pendant Necklace from India

Violet Romance

Leafy Faceted Two-Carat Amethyst Pendant Necklace from India $59.99 $53.99
Apatite pendant necklace, 'Creative Freedom' - Sterling Silver Pendant Necklace with Freeform Apatite Gem

Creative Freedom

Sterling Silver Pendant Necklace with Freeform Apatite Gem $49.99
Cultured pearl pendant necklace, 'Floral Style' - Floral Sterling Silver Pendant Necklace with Cultured Pearl

Floral Style

Floral Sterling Silver Pendant Necklace with Cultured Pearl $49.99
90 items

Featured artisan borrowers

Asunta Pelaez I have been dedicated to this art form since I was 17 years old. I originally started learning through the influence of my husband's family. View products | Loan details
Nyoman Rena I started to learn wood carving when I was in the third year of elementary school. My grandfather gave me much support. View products | Loan details
Tiraphan Hasub I believe many women think like me, and that's what inspired me to create jewelry that is original. View products | Loan details
Alejandro de Esesarte I was born in Agua Prieta, Sonora near the border of Arizona with its colorful flowers. I feel influenced by both cultures but, above all, I identify with Mexico. View products | Loan details

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To date, Kiva lenders have funded over $1 million in loans to NOVICA's artisan borrowers.
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